Wise plc

Wise plc

WPLCF
Wise plcUS flagOther OTC
12.20
USD
+1.14
- -
12.20BMarket Cap
2020 Y
2020 Y
2021 Y
2021 Y
2022 Y
2022 Y
2023 Y
2023 Y
2024 Y
2024 Y
2025 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.38
0.3
0.58
0.42
0.55
0.72
1
1.24
1.87
1.48
2.26
1.75
- -
- -
Basic EPS, GAAP
0.02
0.02
0.04
0.03
0.03
0.04
0.12
0.14
0.43
0.34
0.52
0.4
- -
- -
Free Cash Flow per Basic Share
1.46
1.18
2.83
2.06
3.02
3.97
3.96
4.9
3.94
3.12
5.59
4.32
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.01
0.01
0.24
0.17
0.23
0.3
0.37
0.46
0.92
0.73
1.48
1.14
- -
- -
Tangible Book Value per Share
0.22
0.18
0.36
0.26
0.38
0.49
0.57
0.71
1.19
0.94
1.73
1.34
- -
- -
Basic Weighted Avg Shares
995
995
995
995
1,034
1,034
989
989
1,037
1,037
1,032
1,032
1,020
- -
Sales/Revenue/Turnover
374
303
579
421
564
741
986
1,222
1,941
1,537
2,337
1,806
- -
- -
Operating Margin (%)
6.44
6.44
11.12
11.12
8.64
8.64
15.65
15.65
31.37
31.37
30.88
30.88
- -
- -
Depreciation Expense
25
21
30
22
23
30
23
29
23
18
24
18
- -
- -
Net Income, GAAP
19
15
42
31
33
43
114
141
448
355
539
417
- -
- -
Effective Tax Rate (%)
26.47
26.47
24.82
24.82
25.06
25.06
22.18
22.18
26.34
26.34
26.22
26.22
- -
- -
Profit Margin (%)
4.96
4.96
7.34
7.34
5.84
5.84
11.56
11.56
23.07
23.07
23.07
23.07
- -
- -
Working Capital
227
184
387
282
347
456
455
563
1,353
1,072
1,783
1,378
- -
1,378
LT Debt
74
60
131
95
90
118
8
10
269
213
225
174
- -
174
Total Equity
243
197
392
285
409
538
577
714
1,237
980
1,793
1,386
- -
1,386
Return on Invested Capital (%)
7.65
6.45
12.21
10.87
6.95
8.97
17.87
17.46
35.7
35.42
33.56
27.16
- -
- -
Return on Capital (%)
47.07
45.25
22.63
21.32
10.31
13.49
25.3
24.78
46.26
45.92
40.4
32.96
- -
- -
Return on Common Equity (%)
- -
- -
34.63
34.16
13.97
18
37.83
36.96
63.66
63.26
47.35
39.15
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Mar'25
Mar'25
ST Debt
10
15
12
LT Borrowings
- -
127
98
LT Finance Leases
42
98
76
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,005
1,010
1,010
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Mar'25
Mar'25
Total Current Assets
16,335
24,584
19,003
Cash, Cash Equivalents & STI
15,919
16,599
12,830
Accounts Receivable, Net
411
126
97
Inventories
- -
- -
- -
Total Current Liabilities
15,246
22,801
17,624
Payables & Accruals
- -
- -
- -
ST Debt
10
15
12
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
1,806
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.4
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Kristo Käärmann
Full Time Employees
6,500
Sector
Financial Services
Industry
Financial - Credit Services
Address
Worship Square London WA United Kingdom EC2A 4JE
IPO Date
Jul 8, 2021
Website
wise.com
Business
Wise plc is a global financial technology company that provides cross-border and domestic money transfer services to individuals and businesses. Founded in 2011 by Taavet Hinrikus and Kristo Käärmann and headquartered in London, United Kingdom, the company offers Wise Account for personal multi-currency holding, sending, receiving, and spending with debit cards and opt-in interest-bearing balances; Wise Business for business cross-border payments, mass payments, and business debit cards; and Wise Platform for banks and enterprises to integrate low-cost international payment infrastructure. Its services support over 40 currencies with local account details in major markets including GBP, EUR, USD, AUD, and others; international money transfers via bank transfer, debit, or credit card; large amount transfers; and additional features such as no foreign transaction fees on spending, returns on balances, and direct connections to domestic payment systems like Pix in Brazil, Zengin in Japan, and others in the Philippines. Wise operates in over 70 countries across the United Kingdom, Europe, Asia-Pacific, North America, and internationally, serving more than 13 million active customers and processing substantial cross-border volumes. Recent developments include new Wise Platform partnerships with Upwork, MBSB Bank, Lunar, Raiffeisen Bank International, and UniCredit; regulatory approvals such as removal of the USD 5,000 outward transfer cap in India, Australian Financial Services Licence for Assets product launch, and Central Bank of UAE approvals; direct integrations with seven domestic payment systems and an eighth forthcoming; product expansions like Travel Hub, accounts for under-18s, Wise Assets in Brazil, and India's first travel card; office openings in London, Tallinn, and Singapore in 2025; and a June 2025 announcement to shift primary listing from London to the U.S.

Company News

APIChatGPT
  • Kentucky American Water Shares Wise Water Tips for Hot Summer Weather

  • Pennsylvania American Water Encourages Customers to Practice Wise Water Use as Hotter, Drier Conditions Raise Drought Concerns Across Commonwealth

  • Rosen Law Firm Encourages Wise Group plc Investors to Inquire About Securities Class Action Investigation - WSE

  • ROSEN, LEADING INVESTOR COUNSEL, Encourages Wise Group plc Investors to Inquire About Securities Class Action Investigation - WSE

  • Canadian Natural Resources' Stability Makes It a Wise Hold Right Now

  • Wise: NASDAQ Listing Highlights Overvaluation

  • Wise delivers stronger cash and profits but guidance comes in slightly short, says broker

  • Wise Shares Top Stoxx 600 Index Risers on Profit Beat, Fresh Buyback Plan

  • Wise unveils $500m share buyback after strong results

  • Wise Group plc (WSE) Q4 2026 Earnings Call Transcript

  • ROSEN, TRUSTED INVESTOR COUNSEL, Encourages Wise Group plc Investors to Inquire About Securities Class Action Investigation - WSE

  • Wise Group plc reports Full Year 2026 Financial Results

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Wise Group plc - WSE

  • Is it Wise to Retain VICI Properties Stock in Your Portfolio Now?

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Wise Group plc - WSE

  • Rosen Law Firm Encourages Wise Group plc Investors to Inquire About Securities Class Action Investigation - WSE

  • Is it Wise to Retain American Tower Stock in Your Portfolio Now?

  • Is Rivian Stock A Wise Investment At This Time?

  • Indiana American Water Encourages Customers to Practice Wise Water Use as Hotter, Drier Summer Days are Ahead

  • ROSEN, HIGHLY RECOGNIZED INVESTOR COUNSEL, Encourages Wise Group plc Investors to Inquire About Securities Class Action Investigation - WSE